Personal account
Free Payments Across Europe
Up to 30 free SEPA transfers per month up to EUR 50,000 per transaction – free of charge. Feel financial freedom and send money effortlessly. The offer is valid until the end of 2024 for individuals with the ‘Local’ tariff.
Virtual сard — yours instantly
Shop online or use Apple Pay / Google Pay. Get a card issued in EUR/GBP/USD instantly and free of charge.
90%
90% of accounts are opened within
2,2 hours
65%
65% of payments are performed
within 15 seconds
10+
10+ years on the market
⚡️Fast as lightning
1
Virtual card – at once
2
Transfers in seconds
3
Few taps and you can pay with your phone
Currency diversity
Available to everyone
That's why opening an account is completely free of charge now.
Unlock your exclusive perks
Save with joy
Save money effortlessly. Every time you use a card, we automatically round up transactions and transfer the spare change into Vault.
Receive your cashback monthly
If you spend on the card for a month, you will receive 0,1%. Spend 1k and multiply your cashback 10 times!
We also give cashback when you use Apple Pay / Google Pay.
Don’t just take
our word for it
Don’t just take
our word for it
The card delivery was very fast. I didn’t take the express delivery, but still got my card in less than 5 working days. Thanks for the service!
Google Reviews
I have used many different banking apps but this is one of the best. convenient clean interface, friendly support managers.
Excellent help and support for businessmen. I recommend the product with complete confidence!
Very handy app, but it took almost 24 hours to open. And I had to pay for the opening fee. Although two other banks refused to open my business at all (
Excellent payment system! I have been using it for a long time and I am very satisfied. I recommend it!
Excellent help and support for businessmen. I recommend the product with complete confidence!
Rapid, effective support; seamless communication; hassle-free global payments; user-friendly and transparent mobile application; swift deliveries. I recently requested an internationally delivered physical card…
Elena
Really good service, better than Paysera for non EU citizens. Thank you guys for your hard work!
The card delivery was very fast. I didn’t take the express delivery, but still got my card in less than 5 working days. Thanks for the service!
I have used many different banking apps but this is one of the best. convenient clean interface, friendly support managers.
Excellent help and support for businessmen. I recommend the product with complete confidence!
Excellent help and support for businessmen. I recommend the product with complete confidence!
Very handy app, but it took almost 24 hours to open. And I had to pay for the opening fee. Although two other banks refused to open my business at all (
Excellent payment system! I have been using it for a long time and I am very satisfied. I recommend it!
Rapid, effective support; seamless communication; hassle-free global payments; user-friendly and transparent mobile application; swift deliveries. I recently requested an internationally delivered physical card…
Elena
Really good service, better than Paysera for non EU citizens. Thank you guys for your hard work!
Questions & Answers
SEPA transfers are confined to the Eurozone, exclusively dealing in EUR. They typically wrap up within a matter of seconds.
In contrast, SWIFT transfers hold a broader reach, catering to most countries globally. Such transactions take more time (spanning several working days) and incur higher costs.
Ordinarily, SEPA/SEPA Instant payments jet off and promptly land in the account. However, instances arise when payments hit a “snag.” This scenario unfolds due to incorrect or incomplete payment details. Prior to initiating a payment, please ensure that all particulars are accurately entered, leaving no fields incomplete. The clarity of payment intentions within the details is pivotal. Adhering to these guidelines ensures a smooth transaction devoid of unwarranted delays.
We extend an array of the most popular currencies for your use. Bear in mind that currency availability might vary depending on your tariff plan and other factors. For a rundown of currencies accessible to you, please visit your personal panel’s “Details” section. Should you harbor aspirations of inaugurating an account in a fresh currency, merely submit a request within your personal panel. And should supplementary queries arise, your account manager stands poised to assist.
In cases where the sending bank lacks a dedicated field for the correspondent bank, it’s essential to input this information within the “Payment details” section. It’s crucial to double-check that the payment information is accurate, as inaccuracies or incomplete details could lead to the payment’s dismissal.
For up-to-date service fees, you can always peruse our website’s “Prices” section. Moreover, remember that you’ll also find pricing information within your personal web panel.
We have certain technical boundaries for ATM cash withdrawals: you’re looking at a maximum of EUR/GBP/USD 1,000 in one go, EUR/GBP/USD2,000 per day, and EUR/GBP/USD5,000 each month. For the virtual card facilitated by MoneySend, daily withdrawals cap at EUR/GBP/USD 100, while the physical card allows for up to EUR/GBP/USD 2,000 in withdrawals.
When it comes to online or in-store purchases, we don’t impose any restrictions on our customers. As for ATM transactions, you can withdraw up to
Virtual cards – EUR/GBP/USD 1,000 at a time, EUR/GBP/USD 2,000 per day, and EUR/USD/GBP 5,000per month.
Physical cards – EUR 1,000 at a time, EUR 2,000 per day, and EUR 5,000 per month.
Additionally, the virtual card through MoneySend allows for daily withdrawals of up to EUR/GBP/USD100, while the physical card permits withdrawals of up to EUR 2,000.
To make changes to your phone number or email address, simply go to your personal web panel and write a request. There you will be able to enter your new contact details.
If you have problems accessing your personal panel, you can write a request directly to your account manager.
We have two delivery options:
Priority postal delivery: usually takes between 10 and 20 days.
Courier service: here the delivery is faster, approximately 3 to 10 days.
As for the cost of delivery, for priority postal delivery cost is 5 EUR and if you choose courier service it will be 35 EUR. If it is courier delivery to Russia, Ukraine or CIS countries, the cost will be 70 EUR.
As soon as your card is sent, you will be able to see the tracking number in your personal web panel in the “Cards” section. We also send email notification with a tracking number so that you can quickly track the card delivery.
