It takes three working days to manufacture a plastic card, and the rest is shipping. So the final time to receive the card depends on where the recipient is and how the card is delivered – delivery outside the European Union takes longer than within the EU.

There is no need to wait for the virtual card – it is available in your personal cabinet immediately after your order is processed.

Cards are delivered in two ways: by courier and by mail. Postal delivery is free, courier delivery depends on the destination – within the EU 25 euros, in the CIS – 70 euros.

With the Mastercard Bilderlings Business you can withdraw no more than 3,000 euros at a time, no more than 10,000 euros during the day, and no more than 30,000 euros during the month.

If you need to change the limits (in any direction), you need to write a free-form order in your personal cabinet (section “Requests”).

As many as you like. You can order a card for any employee, and you can connect it to the company’s main account, or you can open a separate one – it will also be your legal entity’s account.

For example, you need one card for the beneficiary to be able to fully dispose of the entire balance of the company: then, when ordering the card, you choose the main account of the company. 

And at the same time you need a card for corporate expenses of one employee – then choose a new account and fund it from the main account. This, among other things, allows you to control the employee’s spending.

With a plastic card, you can withdraw cash, pay in stores, and pay online. It is a universal tool with two “buts”: you can lose your plastic card and have to wait a few days for a new one to be made and sent.

The virtual card exists only online: it cannot be used at an ATM or in an offline store. It’s basically just data (card number, expiration date, CVC) that you use when you make a payment.

It’s the perfect tool for online shopping – you’ll never lose this card, it will never fall into the hands of malicious parties. In addition, if you suddenly paid with it on a suspicious site and are worried about the safety of the data, you can quickly block the card and get a new one: unlike plastic cards, you do not have to wait for its issue and delivery. 

Mobile Wallet: Apple Pay and Google Pay technologies allow you to connect both plastic and virtual cards to your gadget! It’s not just a way to pay at the checkout with your watch or phone; in fact, the mobile wallet extends the capabilities of a virtual card – making purchases in regular offline stores available. 

Currency: at the moment cards are only in euros.

Conversion: you can pay with the card in any country where Mastercard works, the conversion is done automatically at the Mastercard exchange rate without additional surcharges.

Conversion fee – 3%, if the currency of the card is different from the currency of the transaction.

NB If you are not in the eurozone and withdraw money in a currency other than the local currency (for example, cashing out euros in Switzerland), some ATMs may charge an additional fee. 

By law they have to inform you about this before you confirm the transaction. 

When withdrawing cash in the card currency (euros), you pay only the fee of Bilderlings: it is 2% (minimum – 2.5 euros).