Deposit or Savings Account at a European bank through Bilder​

Open a Term Deposit or Savings Account at a European bank through Bilder. Earn up to 2.5% per year.

Annual interest rates up to
2.5%
Amount from
100 EUR
Maturity – from
3-24
months
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Quick start ​
The speed of opening a deposit depends on the currency and amount, but in most cases your money appears on the deposit within one business day.
Secure and reliable
Your deposit will be placed in a European partner bank BlueOr Bank. According to the laws of the European Union, any deposit is guaranteed by the state up to EUR 100,000.
Convenience at your fingertips
Easy and convenient online registration with just a few taps in the mobile app or personal web panel at no additional cost. Support from your client manager on all issues
Without borders
The service is available for residents of EU countries, as well as for citizens of the UK, EEA, OECD* (*exceptions – Korea, Turkey, Colombia), CIS,  and Ukraine, if you have a residence permit in the EU.
Savings account
Only for private persons – you don’t have to tie up your funds. Deposit and withdraw any sum, whenever you want and earn up to 1.5%
Bilder Term Deposit
A new unique service that helps our clients to securely save their funds and gain income from the deposits. Choose the term from 3 to 24 months and enjoy the harvest up to 2.5%
Rates in EUR (Euro)
Term Deposit
Interest rate
per year
3 months
1.75 %
6 months
2.3 %
12 months
2.5 %
24 months
2.5 %
Saving account
1.5 %
Rates in USD
(US Dollar)
Term Deposit
Interest rate
per year
3 months
0,01 %
6 months
1,35 %
12 months
1,72 %
24 months
1,82  %
Saving account

Fast service, real human support

ONE-DAY OPENING

Sing Up or fill out the form, and our manager will contact you and helps you with all steps an questions.

ONE-DAY 
payments

In most cases, we open accounts within 1 business day.


We are in your corner

Thanks to our extensive team and human-centric approach, we are able to carefully review each case to identify legal avenues for account opening, rather than drawing superficial conclusions based on templates such as source of wealth or industry sector.



* While most banks rely on automated scoring that rejects promising cases based on procedural criteria—such as country of origin, age, or business line—we look beyond the surface.

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Transparent
Currency
Exchange
Competitive, real-time exchange rates.
In most cases, conversion fees are under 1% per transaction.

We specialize in EUR,USD, GBP, CNY
Other currencies on demand.
GBP
EUR
USD
CNY
£1 GBP = 1.173 EUR
Exchange rates are updated every 15 minutes.
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Grow your wealth with a user-friendly tool
Join Bilder and boost your business with our cutting-edge technological solutions and tools: bulk payments, API integration, payroll project, payment gateway, loan against assets, and business deposits.
Mobile app for iOS/Android — one app for business and personal accounts. A smartphone instead of a code calculator. Multiple access to the account with differentiated rights. Switch between accounts in one click.
Spending alerts
Get real-time spending notifications and effectively track corporate expenses using the Bilder app
Stay in control
Approve card payments in app instantly. Set spending on each card with the help of your personal manager

Questions
& Answers

How to open a deposit?

You can apply for a deposit in your Bilder personal panel – it is just two clicks and a few documents. Once your application is confirmed by the partner bank, the money is sent from your current account to your deposit account and starts to earn you income.

How does it work?

A deposit account in your name will be opened with one of our European ecosystem partner banks. But the procedure with the help of Bilder will be faster and easier than in the bank.

How is the deposit guaranteed?

According to the laws of the European Union, any deposit is guaranteed by the state up to EUR 100,000, i.e. the payment of the deposit to the depositor is guaranteed by the European Union Directive 2014/49/EU of the European Parliament and of the Council on Deposit Guarantee Schemes.

Why through Bilder, not directly?

It is important to save not only money, but also time. Client identification and deposit application procedures are faster, easier and more pleasant with the help of Bilder than directly at the bank. All processes happen online with us. Besides, you do not have to open a separate account with a new bank.

How fast is it?

You can apply for a deposit in your Bilder personal panel – it’ s just two clicks and a few documents. If the deposit is in EUR and the amount is less than EUR 100,000 then your money will be on the deposit account during one working day. In other cases (if the amount is greater or the deposit is in another currency), you will need to have a video call with a client manager.

What if the deposit is urgently needed?

If you notify about it 40 days in advance, the money will be returned in full, but without the accrued interest.