Payments
for Business

anno 2016

Bilder is a UK and US regulated fintech
built to serve international businesses with payments across the globe.

11 years of payments experience

6.5+
million payments processed in 2025
102
thousand users enjoyed Bilder services
6B EUR+
annual customer fund turnover
 *
* Service provided by Bilder Partner – US licensed crypto exchange.
FAST OPENING.
FAST PAYMENTS.
Long-Term Relationships

One-day opening
One-day payments

NO
OVERCOMPLIANCE

Your Direct details
for payments

PERFECT AND CLEAR
curency Exchange

dedicated manager,
working for your success

EUR,USD, GBP, CNY,
USDC, USDT

Other currencies on demand

Get started

Fast service, real human support

ONE-DAY OPENING

Sing Up or fill out the form, and our manager will contact you and helps you with all steps an questions.

ONE-DAY 
payments

In most cases, we open accounts within 1 business day.


We are in your corner

Thanks to our extensive team and human-centric approach, we are able to carefully review each case to identify legal avenues for account opening, rather than drawing superficial conclusions based on templates such as source of wealth or industry sector.



* While most banks rely on automated scoring that rejects promising cases based on procedural criteria—such as country of origin, age, or business line—we look beyond the surface.

Get started
Transparent
Currency
Exchange
Competitive, real-time exchange rates.
In most cases, conversion fees are under 1% per transaction.

We specialize in EUR,USD, GBP, CNY
Other currencies on demand.
GBP
EUR
USD
CNY
£1 GBP = 1.173 EUR
Exchange rates are updated every 15 minutes.
Get started Login

WorldWide

As a SWIFT member, we support reliable international transfers with global reach.

Europe

Direct SEPA access
We send your euro payments straight through SEPA — fewer hops, fewer delays.

UK

Faster Payments and CHAPS are local UK rails, ensuring speed and reliability regardless of the transaction amount.

Inside Bilder

Instant and free money transfers between Bilder accounts in any available currency.

Pay and receive payments in stablecoins

Cross-border payments now take minutes, not days. The service fee starts at 0.9% of the transaction amount. Service provided by Bilder Partner – US licensed crypto exchange.

Get started
reasonable fees for solving
your business challenges
We offer more than just account opening; we provide a suite of solutions tailored to your international business objectives.

We strive to ensure our pricing is always aligned with the value we deliver.
DOMESTIC
€ 20 per month
Low-risk only: registered, operating, and beneficially owned in one UK/EEA country (beneficiary is a citizen of that same country)§
Virtual card
Free
Physical card
From 0 €
Personal manager
SWIFT transfers
From 75 €
SEPA transfers
From 0,35 €
Transfers to Bilder users
Free
Document verification for opening an account
Free
Urgent document revision for opening an account
500 €
Get started All prices
Core
€ 30 per month
Companies registered in the UK&EEA and/or operating in low-to-medium risk industries
Virtual card
Free
Physical card
From 0 €
Personal manager
SWIFT transfers
From 75 €
SEPA transfers
From 5 €
Transfers to Bilder users
Free
Document verification for opening an account
200 €
Urgent document revision for opening an account
500 €
Get started All prices
International
€ 100 per month
Companies registered outside of UK&EEA and/or operating in higher-risk industries
Virtual card
Free
Physical card
From 0 €
Personal manager
SWIFT transfers
From 75 €
SEPA transfers
From 45 €
Transfers to Bilder users
Free
Document verification for opening an account
1000 €
Urgent document revision for opening an account
2000 €
Get started All prices
UK&EU licensed CASP
€ 350 per month
Virtual card
Free
Physical card
From 0 €
Personal manager
SWIFT transfers
From 75 €
SEPA transfers
From 0,35 €
Incoming transfers
0.15%
Document verification for opening an account
1050 €
Urgent document revision for opening an account
2000 €
Get started All prices
Gaming
€ 350 per month
Virtual card
Free
Physical card
From 0 €
Personal manager
SWIFT transfers
From 75 €
SEPA transfers
From 0,35 €
Incoming transfers
0.50%
Document verification for opening an account
1050 €
Urgent document revision for opening an account
2000 €
Get started All prices
Financial institutions
€ 500 per month
Virtual card
Free
Physical card
From 0 €
Personal manager
SWIFT transfers
From 75 €
SEPA transfers
From 0,75 €
Incoming transfers
0.20%
Document verification for opening an account
1000 €
Urgent document revision for opening an account
2000 €
Get started All prices
Grow your wealth with a user-friendly tool
Join Bilder and boost your business with our cutting-edge technological solutions and tools: bulk payments, API integration, payroll project, payment gateway, loan against assets, and business deposits.
Mobile app for iOS/Android — one app for business and personal accounts. A smartphone instead of a code calculator. Multiple access to the account with differentiated rights. Switch between accounts in one click.
Spending alerts
Get real-time spending notifications and effectively track corporate expenses using the Bilder app
Stay in control
Approve card payments in app instantly. Set spending on each card with the help of your personal manager

Physical and Virtual Card

Securely pay online and in shops, withdraw cash. Apple Pay, Google Pay is supported.
Choose a physical card with fast delivery or get a free virtual one and pay with your smartphone or watch instantly.

Questions
& Answers

What does "no technical limits" mean?


Many payment institutions have a technical limit on payments. Which means they can only accept a small amount as a payment. This limit does not apply to our license type – limits for your business are set individually according to the company’s turnover and type of activity.

What is "safeguarding"?

It is a special procedure prescribed by the UK financial regulator (FCA) to protect client funds. Safeguarding means that no client money is kept in Bilderlings. Instead, it is kept in special (so-called “client money accounts”) at European Central Banks and major banks in Europe and Great Britain. These accounts are separate from other accounts and are completely untouchable.

Is opening an online account free for European countries?

Yes, a European company can open a business current account at Bilder free of charge.

Is it possible to open an account in 10 minutes?

Bilder online onboarding allows you to open a business account for a company simply by filling out an online form and uploading documents. The questions on the form and the number of documents depend on the type of business, jurisdiction, turnover, and other details. Sometimes, if your documents fully meet the requirements and are on hand, it only takes 10 minutes to connect to an account. On average, it takes 1-3 business days to open a business current account.

What are the main requirements for legal entities?

The main requirement: meet risk appetite (see the paragraph below about countries and industries we do not work with) and go through KYC, a procedure that helps us get to know you better.
The requirements vary depending on the jurisdiction, type of business, and turnover. However, the basic requirements are simple:
- no litigation involving the company;
- no connection to politically exposed people;

What countries and regions do we not work with?

Bilder does not serve companies or individuals registered in these regions or are citizens of these countries: Afghanistan
American Samoa
Barbados
Botswana
Burundi
Cambodia
CAR
Cuba
North Korea (DPRK)
Democratic Republic of Congo
Fiji
Guam
Iran
Iraq
Lebanon
Libya
Mali
Myanmar (Burma)
Nicaragua
Pakistan
Palau
Palestine
Samoa
Somalia
South Sudan
Sudan
Syria
Crimea (Ukraine)
Trinidad and Tobago
Uganda
Venezuela
Yemen
Zimbabwe

What industries will not get access to our services?

• Illegal gambling establishments
• Arms dealersIllegal drugs
• Anonymous accounts or customers who want to keep an account under a fictitious name
• Human Trafficking
• Shell Banks – that is, a bank with no physical presence or staff
• Online “adult” content, web cams, online streaming content and offensive “adult” content
• Adult content
• Sexual Assault/Hate Speech/Violence
• Copying/Copyright Infringement

Steps on how to open a new account online

Step 1. Sign up on the site – enter your email address and phone number, and create a password.

Step 2. You will receive a link in the mail and, at the same time, a code by SMS. Follow the link and enter the code.  

Step 3. Congratulations! You have opened a DEMO version of your current account. You can get acquainted with your Personal panel and the basic services. If for some reason, you do not go through with the onboarding today, you will have access to the DEMO version for three months. Move on!

Step 4. Online onboarding is a 10-page questionnaire. The content of the questionnaire (i.e., the questions) depends on the data you enter: the type of your business, your field of activity, your jurisdiction, etc.

You can safely log out of the system if you need to take a break while filling out the online questionnaire or if you are missing a required document. All your data will be saved, and you will arrive at the page you previously were on when you log in again.

Contact us if you have any questions!

Be reassured your money is safe.

In accordance with the FCA’s Safeguarding requirements, our client’s funds are safeguarded which means they are protected, as funds held on behalf of our clients are held in segregated accounts and kept separately from Bilder own funds.

Bilder is reliable.

Bilder carefully selects and monitors the credit institutions (banks) used to hold our clients money, ensuring that they do not have any rights over the funds held in the accounts.