Banking
for logistics

Bilder provides a multi-currency account for legal entities from most countries in the world.

The main requirement: meet risk appetite (see the paragraph below about countries and industries we do not work with) and go through KYC, a procedure that helps us get to know you better.

The requirements vary depending on the jurisdiction, type of business, and turnover. However, the basic requirements are simple:
- no litigation involving the company;
- no connection to politically exposed people;

Bilder does not serve companies or individuals stated in our Risk appetite statement

Payments via the SEPA Instant channel (i.e. payments in euros within the EEA), typically, arrive instantly – the same minute, even on weekends and holidays. SEPA payments – usually within a business day. SWIFT and TARGET2 international payments normally take 2 to 3 working days, provided that the details of the payment are clear.

In accordance with the FCA’s security requirements, our clients’ funds are safeguarded, which means they are protected because funds held on behalf of our clients are held in segregated accounts and kept separate from Bilder own funds. These measures ensure that client funds are 100% safe.

A business card is convenient for paying for both work and personal purchases, including dining out at restaurants, shopping or travelling expenses. You can do everything within one account. The main thing is to remember to justify personal spending, for example, in the form of advance dividends or bonuses.

For UK and EU clients – opening is free of charge, service 20€ per month. Prerequisite: the office, main business and management of the company must be located in the country of incorporation and the beneficiaries must be residents of the country of incorporation. Additional eligibility criteria may apply. For international clients – starting from 1000€ for document review and 100€ per month service fee. Contact us for a tariff based on your company’s business profile.

To open an account, you need to fill in a questionnaire, and based on the answers, the manager will request the necessary documents.Usually these are your company’s corporate documents, proof of the director’s residence address, and proof of the source of business funds.

The account will be opened in the name of your company with an individual IBAN number. Payments will be executed on behalf of your company and your partners will specify you as the recipient for incoming payments

When conducting transactions through Bilder, there are several documents we can request. Here are the most common scenarios:

‍Wholesale and logistics
Invoice for the goods to be bought/sold
Product specification
CMR, Air waybill, customs declarations and other documents confirming the movement of goods from seller to buyer.
Signed contract between the partners

‍IT and online services
Contract or terms of agreement
Invoice