Vault
Withdraw for charity
You can use your savings to support your chosen charities. Check here which organizations you can support directly through your Bilderlings account.
Turn on round ups
1
Create a Vault
2
Name it
3
Accelerate your round ups by x1, x2, x3, and x5
Different currencies
Your Vault matches your card’s currency. When spending in another currency, we’ll round up and transfer the equivalent amount to your Vault.
Virtual or plastic — you choose
Your Vault is funded whether you use your virtual or physical card.
Comfy Personal Panel
Track your vault through comfortable web-interface. App function will be available soon!
Top up your vault
To boost your savings even more, you can choose to multiply your contributions by 1, 2, 3, or 5 times!
Save with joy!
Questions & Answers
Vault is a feature that helps you save money effortlessly. Every time you use your card, we automatically round up your transactions and transfer the spare change into your chosen Vault wallet.
Example:
If you spend €2.70 with your card, we’ll round it up to €3.00 and transfer €0.30 into your Vault. You can easily track these round-ups in your transaction history.
You will be able to see the amount of rounding in a card transactions. Just open the card transaction and you will see the amount transferred to the vault. If a multiplier is used, the total amount rounded up will be increased by the multiplier.
Your Vault can only be in all currencies you have the cards.
For example, if your card is in EUR and you make purchases in another currency, we’ll round up the amount and transfer it in EUR to your Vault.
Similarly, if your card is in GBP and your expenses are in a different currency, we’ll round up the amount and transfer it in GBP to your Vault.
- Go to ‘Services’
- Choose ‘Vault’ and ‘Open Vault’
- Enter Account Name – for example, ‘Travel’, or use the default name.
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Set Round Ups:
- Choose ‘Yes’ and set multipliers. If you choose ‘No’, round ups will not be increased.
- Choose ‘Continue’ and ‘Create Vault’
You’ll see an option to accelerate your round ups by x1, x2, x3, and x5. This means you can increase your contributions to save even quicker. The multiplier can be changed at any time by selecting ‘Vault – Edit’. This change will apply to all following card transactions with the new multiplier.
Round ups are applied to all transactions (except cash withdrawals and card refund transactions) made using all cards linked to your accounts, including virtual cards.
You can top up your Vault with a one-time transfer or set up recurring transfers.
- Go to ‘Services’
- Choose ‘Vault’
- Choose ‘Top-up’
- Select the Bilderlings account and currency you want to transfer from, and enter the amount you’d like to transfer
Once that’s done, you can set up a regular transfer by choosing ‘Make as a recurring’.
You can easily withdraw saved money at any time for your personal expenses or contribute to the charity organizations you wish to support.
- Choose ‘Withdraw’
- Select the Bilderlings account you want to transfer to, or choose ‘Donation’
- If ‘Donation’ is selected, choose the organization for your contribution
If you choose ‘Close Vault,’ all accumulated funds will be withdrawn to one of your accounts. When paying with your card, the “change” will no longer go into the Vault.
Unfortunately, no, because Bilderlings Pay Limited is a regulated electronic money institution and we as an E-money issuer are not allowed to grant interest, or any other benefits related to the length of time the e-money is held.
No minimum or maximum limits. The more you use the card, the more you save for your goals.
You can manage, top-up or withdraw funds in any time.
