• Savings accounts with a competitive fixed rate
  • Two types of the product – term deposit and savings account
  • Ability to choose the currency for the term deposit – EUR or USD
  • Savings account in EUR
  • Starting from 100 EUR
  • Stored in the reliable European bank – BluOr bank
  • Deposit guarantee by the European Union directive up to EUR 100,000
Open a Savings account

Interest rates up to 1.82%
Amount from EUR 100
Maturity – 3, 6, 12 or 24 months, indefinite
Currency 3 months 6 months 12 months 24 months Savings account
EUR 0.01 % 1.50 % 2.40 % 2.60 % 0.81 %
USD 0.01 % 1.35 % 1.72 % 1.82 %




3, 6, 12 and 24 months

Minimum amount

EUR 100,
Or equivalent in USD
Additional contributions and term deposit account debit transactions are not performed.

Miximum amount

Not limited

Interest rate

Interest is paid by adding to the deposit amount at the end of the deposit term.

In case of early deposit withdrawal

The full amount of the deposit is returned without the accrued interest and with a penalty of 1% of the deposit amount.

Return of the deposit

Is carried out by transferring funds to the client’s current account

If the deposit is not claimed on the day of the end of the term

The agreement is not automatically renewed.



Partial withdrawal






Minimum amount

EUR 100

Maximum amount

EUR 2,000,000

Interest rate

Interest is calculated daily and added to the savings amount monthly, paid when the savings amount is withdrawn.


Can be withdrawn in full amount or partially with a 40 days’ notice.

Transfer from the Savings account

The amount of funds on the Savings account is transferred to the client’s current account.


Can be replenished at any time.


Your Savings will be placed in a European partner bank BluOr (regulated by FCMC, capital and reserves EUR’000 – 81 509), which was founded in 2001 and has a full European banking license. The rates do not change during the term. Savings are guaranteed in accordance with the EU legislation. The amount of Savings is not limited to 100 thousand euros -there is no maximum amount for the term deposit, but for the Savings account the maximum sum is EUR 2,000,000.



The speed of opening a Savings account or Term deposit depends on the currency and amount, but in most cases your money appears on the Savings account within one business day.



Easy and convenient online registration process in your Personal Panel. Support from your client manager on all issues.

Without borders

Without borders

The service is available for residents of EU countries, as well as for citizens of the UK, EEA, OECD* (*exceptions – Korea),  CIS and Ukraine, if you have a residence permit in the EU.

Earn on Savings with a fixed rate, and with a deposit guarantee of up to 100 thousand euros.
Open a Savings account
  • Savings Accounts

    A new unique service that helps our clients to securely save their funds and gain income from the deposits.

  • Savings Accounts

    Online Savings platform and organizer of the whole process in cooperation with a reliable European partner bank.

  • Savings Accounts

    The service is free for clients.

  • Savings Accounts
    No additional account needed

    The client does not need to personally open a savings account with a partner bank.

If you have additional questions, we will be happy to answer them.
Frequently Asked Questions
How to open a Term deposit or Savings account?

You can apply for a term deposit or savings account in your Bilderlings personal panel – it is just two clicks and a few documents. Once your application is confirmed by the partner bank, the money is sent from your current account to your deposit/savings account and starts to earn you income.

How does it work?

A deposit or savings account in your name will be opened with one of our European ecosystem partner banks. But the procedure with the help of Bilderlings will be faster and easier than in the bank.

How is the deposit/savings guaranteed?

According to the laws of the European Union, any deposit is guaranteed by the state up to EUR 100,000, i.e. the payment of the deposit to the depositor is guaranteed by the European Union Directive 2014/49/EU of the European Parliament and of the Council on Deposit Guarantee Schemes.

Why through Bilderlings, not directly?

It is important to save not only money, but also time. Client identification and deposit application procedures are faster, easier and more pleasant with the help of Bilderlings than directly at the bank. All processes happen online with us. Besides, you do not have to open a separate account with a new bank.

How fast is it?

You can apply for a term deposit or savings account in your Bilderlings personal panel – it’ s just two clicks and a few documents. If the deposit is in EUR and the amount is less than EUR 100,000 then your money will be on the deposit account during one working day. In other cases (if the amount is greater or the deposit is in another currency), you will need to have a video call with a client manager.

What if the term deposit is urgently needed?

If you notify about it 40 days in advance, the money will be returned in full, but without the accrued interest. If you need to receive funds earlier than 40 days, then the commission fee for urgent withdrawal will be 1%.

Let your money work for you

You can apply for a Savings account in your Personal panel. Log in to the system and fill in the form.