QC SMS transaction (one step method)

QC SMS transaction (one step method)

Payment method of the International payment card organizations VISA and MasterCard for traders engaged in virtual currency transactions. Procedure for processing transactions in one-step. When using this system, funds withdrawal from buyer's card is done in a single operation, so the card authorization and financial capture is processed as one event at one moment in time.

Payment Methods available for QC SMS transaction processing:

  • FD_QC_SMS – Transaction without card 3D-Secure authentication;
  • FD_QC_SMS_3D_OPTIONAL – Transaction with 3D-Secure authentication (if card is enrolled for 3D-Secure) or without;
  • FD_QC_SMS_3D_REQUIRED – Transaction only for 3D-Secure enrolled cards (other cards will lead to payment attempt failure).

This request is using the same fields as SMS request, the only difference is "payment_method" field value